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Construction & Manufacturing Loans $1M–$100M+ | Bank Said No? We Fund.
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Or it's draw number four, sitting on somebody's desk for three weeks while your framer's asking when he gets paid, the roofer's making noise about walking, and you're floating the gap on your own line just to keep the crew on site.
Or you spent four months handing the bank everything they asked for — appraisal, plans, schedule, your last three returns — and they still came back with "not this one."
If any of that is landing, keep reading. If you don't have a real deal, this isn't for you.
Here's the thing: the project is almost never the problem. The bank's clock is. We're a commercial finance shop, 20+ years of relationships — family offices, private credit, hedge funds, community banks, credit unions, SBA Preferred Lenders — and we close the deals banks slow-walk into the ground. Funding in about two weeks, draws that actually move, terms built for how a job really runs.
Call only if one of these is you:
GROUND-UP & COMMERCIAL — Wilmington and Newark flex, warehouse, distribution, mixed-use, riverfront and office-to-residential conversions. Land plus vertical, private draws that don't stall mid-build. Recently funded a $211M construction loan and a $6M bridge on a 47-unit conversion carrying a title defect.
COASTAL & CUSTOM BUILDERS — Rehoboth, Lewes, Bethany — spec, high-end custom, build-to-sell, 55+ product. Acquisition and construction in one bridge, so you lock the lot and break ground on a single closing instead of losing it to the next guy. $11M on a 10,200 sf build recently.
ASSET-BACKED / STORY DEALS — Strong real estate, equipment, AR or inventory but a file that's a mess: negative DSCR, a credit hit, complicated returns. Cross-collateralized bridges, projection-based lending, DIP loans — put $5M of DIP into a $43M project and restarted it out of Chapter 11.
MANUFACTURERS — Working capital, inventory and equipment lines, owner-occupied real estate, partner buyouts. Recent $14.5M inventory plus working-capital line via SBA 504/7(a), PLP-direct.
How it works: bridge from $1M, no ceiling, ~2 weeks to fund, around SOFR+325; construction to $100M+; AR lines $1M–$50M in 4–7 days to 75% LTV; 10% down, case-by-case to 100% with a seller note; non-recourse available. Borrowers $3M–$75M revenue. Delaware, the Eastern Shore, and the PA/NJ corridor is home; nationwide reach.
Don't bother if it's under $1M, no collateral or real project, you're shopping a pre-approval letter with nothing behind it, or you're a broker daisy-chaining the same file.
📞 Brendan, direct — call or text 856-441-6560. Have use of funds, collateral, amount, and timeline ready; five minutes tells us if it's fundable.